Statistics –

Statistics –

Statistics –

Statistics –
Statistics –
Statistics –
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Section Title
RESOURCES
Statistics
Media March 1st, 2019

Statistics

 

Year of Disbursement
Rates of return
Non-performing loan rates
Lowest and highest rates (per annum) Weighted average (per annum) Loans which are past 30 days but less than 90 days Loans which are past 90 days
2018 8.31% to 40% 9.18%(1) 6.55%(2) 9.26%(2)*
3.71%(3) 5.24%(3)

 

Figures are updated by 31 January of each calendar year.

(1) As most of our loans are on a monthly principal amortization schedule, the effective rate of returns for the year 2018 was between 8.31% to 67.18%.

(2) Computed as the ratio of loans (principal plus interest) that are at least 30 days past due (and 90 days past due) divided by the total loans outstanding as at 31 December 2018.

(3) Computed as the ratio of loans (principal plus interest) that are at least 30 days past due (and 90 days past due) divided by the total loans disbursed in the year 2018.

NOTES:

  • The rate of return on a loan is computed as interest payments less fees and charges divided by the loan amount, expressed as a percentage.  Late interest payments are not included in the computation. 
  • The weighted average rate of return is calculated as the percentage of the sum of interest payments less fees and charges for all loans (excluding interest payments for defaulted loans) divided by the total amount of loans disbursed (excluding the amounts disbursed for defaulted loans).             
  • The non-performing loan rate is computed as the ratio of loans (principal plus interest) that are at least 30 days past due over the total loans outstanding.
  • Historical returns may not reflect future returns, and all investors are reminded to assess the risks of each investment carefully.     

DISCLAIMER

All disclosures shown are for information only and should under no circumstances be regarded or taken to be (i) financial or investment advice, or (ii) an offer, solicitation, advice or recommendation to buy or sell any investments, securities or any other financial services or products.

All persons viewing this information are reminded that while Fundtier exercises reasonable care in preparing such information, Fundtier makes no representation or guarantee that the information (i) is fully accurate, (ii) may be relied on, (iii) will be compatible with or represent the actual measure of your investments or investment objectives. Fundtier accordingly assumes no liability for such claims.

All forms of investments carry risks, including the risk of losing all of the invested amount. Such activities may not be suitable for everyone. As you are lending to your own selected portfolio, your actual net return may be higher or lower than the returns shown above.

Please refer to our Platform’s Terms and Conditions here.

 


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