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Figures are updated by 31 January of each calendar year.

*Of which 0.8% were subsequently recovered from borrowers (2018)

*Of which 0.48% were subsequently recovered from borrowers (2019)

*Of which 17% were subsequently recovered from borrowers (2020)

(1) Computed based on a flat monthly interest rate basis.

(2) Computed as the ratio of loans (principal plus interest) that are between 30 days & 90 days past due (and more than 90 days past due) divided by the total loans outstanding as at 31 December of that year.

(3) Computed as the ratio of loans (principal plus interest) that are between 30 days & 90 days past due (and more than 90 days past due) divided by the total loans disbursed in that year.

NOTES:

• The lowest and highest expected rate of returns on a loan is computed as interest payments less fees and charges divided by the loan amount, expressed as a percentage.
• Late interest payments are not included in the computation
• The weighted average expected rate of returns is calculated as the percentage of the sum of interest payments less fees and charges for all loans divided by the total amount of loans disbursed.
• Actual returns may be lower than the expected rates of return, and historical rates of returns may not refect future returns; and
• The non-performing loan rate is computed as the ratio of loans (principal plus interest) that are at least 30 days past due over the total loans outstanding.

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All persons viewing this information are reminded that while Fundtier exercises reasonable care in preparing such information, Fundtier makes no representation or guarantee that the information (i) is fully accurate, (ii) may be relied on, (iii) will be compatible with or represent the actual measure of your investments or investment objectives. Fundtier accordingly assumes no liability for such claims.

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